Money Talk

Everything you need to know about personal finance.

Master healthy financial habits to unlock freedom, well-being, and the life you dream of. We deliver valuable information on how to build your wealth.

Wooden blocks with red percent signs arranged in an ascending staircase, representing the Federal Reserve raising interest rates

September 18, 2026

The Fed Just Raised Rates for the First Time in Three Years. Your Debt Will Notice Before Your Savings Do.

The Fed raised rates for the first time since 2023. Your credit card will reprice within a...

Illustration of a student loan statement and calculator representing federal student loan default and credit scores

September 13, 2026

3.6 Million People Defaulted on Student Loans in Two Quarters. Here’s the Way Back Out.

About 3.6 million federal borrowers defaulted in just two quarters, and the average credit score hit is...

A piggy bank wearing reading glasses on top of a blue calculator, set against a yellow background

September 8, 2026

Your Loan Rates Went Up and the Fed Never Touched a Thing

Mortgage rates just hit a 14 month high even though the Fed hasn't moved. Here's who actually...

A shopper pushing a cart overflowing with backpacks, notebooks, and school supplies

September 7, 2026

Back to School Cost a Record $146.8 Billion. Here’s How to Keep the Bill From Following You Home

American families spent a record $146.8 billion on back to school this year, and 45% leaned on...

Illustration of coins and a savings jar representing the falling U.S. personal saving rate

August 28, 2026

Americans Are Saving 3 Cents on the Dollar. Here’s How to Make Those Cents Work Harder.

The U.S. personal saving rate fell to 3.0% in July while real spending stayed flat. Here's why...

A sphere labeled National Debt knocking over dominoes spelling out Economy

August 23, 2026

Uncle Sam Just Hit $40 Trillion in Debt. Here’s How It Reaches Your Wallet

The federal debt just crossed $40 trillion, and it's a big reason your mortgage, car loan, and...

Gas pump and grocery receipt illustrating July 2026 inflation at 3.4 percent

August 15, 2026

Inflation Cooled to 3.4%. So Why Is Gas Up Almost 25%?

Headline inflation slowed to 3.4% in July, but gas is up nearly 25% over the year. Here's...

Federal Reserve building with text on interest rates possibly rising

August 7, 2026

When Rates Might Go Up and Hiring Slows Down

Everyone expected the Fed to cut rates, but a divided Fed now has Wall Street bracing for...

August 2, 2026

Slow Growth, Sticky Prices: Making Sense of a Confusing Economy

Growth is cooling, prices are stubborn, and the Fed just spent a meeting arguing with itself. Here's...

July 26, 2026

Streamflation Is Real: Why Staying In Costs More Than It Used To

Headline inflation cooled to 3.5% in June, but streaming, consoles, and your electric bill kept climbing. Here's...

Black-and-white photo with bold LOW HIRE LOW FIRE text overlay, illustrating the June 2026 US jobs report

July 4, 2026

Low Hire, Low Fire: What June’s Job Market Means for Your Money

June's jobs report shows a frozen labor market: hiring nearly stalled while layoffs stayed low. Here's what...

June 26, 2026

Inflation Just Crept Past the Gas Pump. Here’s How to Keep Your Budget Steady.

The Fed’s preferred inflation gauge just hit a three-year high, and it’s no longer only a gas...